Here's what students at the Learning Annex had to say about Lawrence Goldberg's course:

"I have taken some really good classes through the learning Annex but this has to be the best one yet. Lawrence just rocks! His enthusiasm is contagious and everyone in the session was completely immersed and entertained by the material. This is one of those classes that as the material sets in you just say wow! Anyone wishing to turn the tables on the credit card companies has to take this class!"

Mr. Goldberg' (sic) knows his topic well, and is a very engaging instructor so it made the time go by very quickly. He gave out good printed material, which is always welcomed... Id recommend the class to anyone who needs credit card savvy."

"Before the class, I didnt realize the control I have over how much the banks charge me to borrow. I found out how to play the game properly and be offered very low rates. I previously thought only affluent people could get offered great rates...but now I know I can get them too. "

"Lawrence is really informed and I learned how to avoid some mistakes."

"This was a great class."

"Lawrence was great; enthusiastic, patient, and full of so much good and helpful information. I'd recommend his class to everyone!"

"The teacher was articulate, knowledgeable, and friendly. Very insightful class... very helpful."

"I just wanted to send you a quick note to let you know that you are a Magician!! "Thank you" for your assistance. With your help I was able to apply & get much more credit & better deals."

And here's what readers of Balance Transfer Magic had to say about the book:

“I thought I knew all about credit and managing money but Balance Transfer Magic taught me a few tricks that saved me hundreds of dollars in only three months.”
  - Wayne W. Pasadena, CA

“Balance Transfer Magic saved me over $2000 in interest the first year.” - Phil M. Glendale, CA

“I cut my interest costs by over $300 per month with three phone calls. It’s going to save me almost $4000 this year alone – money that goes to paying back debt instead of paying interest to the credit card companies. Thank you, Mr. Goldberg, for 'Balance Transfer Magic!'”  - Jim F. Torrence, CA

"I want to thank you sooooo much for this book !  It was a HUGE eye-opener for me!  You broke it down in a way that made sense (how I didn't see it all before, I don't know!)..I'm on my way to a debt-free life!  So thank you thank you thank you!!! peace & love..."
  - Tracy W. Santa Monica, CA

"I gave 'Balance Transfer Magic' to my mother, who has some serious credit card debt problems, and was very depressed about it. Your book inspired her and she’s doing everything you said in the book and is taking control of her debt and beating it. Thank you!"  - Pamela R. Los Angeles, CA

“Balance Transfer Magic” helped me juggle and resolve some serious debt and cash flow issues at almost no interest cost. Sign me another satisfied customer."
  - Steven G. Santa Rosa, CA

“This (Balance Transfer Magic) is awesome! Thank you!"   - Jorge P. Pasadena, CA